Home Purchase and Sale Calculators
Use the tabs below for a Mortgage Calculator, Closing Cost Calculator, Save Faster (what paying it off faster means), and a Seller Net calculator to estimate your net proceeds.
Built for Ontario buyers, using 2025 LTT rates and CMHC premiums.
Mortgage estimate
Canadian-style: semi-annual compounding, monthly payments.
$
%
≈ $55,000
Fixed rates stay the same for the whole term. Variable rates can rise or fall with the Bank of Canada prime rate.
%
Total years to pay off the mortgage.
Estimated monthly
$2,896
principal & interest
Mortgage amount
$510,345
Includes $15,345 CMHC premium
Total interest
$358,449
over 25 years
Fixed vs variable payment range
based on $510,345 @ 4.75%
Estimated monthly P&I if rates move ±0.5% (fixed) or ±1.0% (variable) from today.
Fixed$2,754 – $3,041/mo
Variable$2,616 – $3,190/mo